Tuesday, December 13, 2011

Celebrations : Christmas in Australia

Christmas in Australia

By Jennifer Schillington

It's nearly September and time to start thinking about what you are going to do for Christmas this year. In fact if you were ultra organized you would have decided straight after last Christmas and booked it.

What about Christmas in Australia? Completely different from a northern hemisphere Christmas. Most of the world experiences a very cold Christmas and there is something very magical about sitting in front of a log fire, drinking mulled wine whilst the fairy lights sparkle in the background.

No doubt you have experienced plenty of cold Christmas' so now it is time to do something different. It is a great time of year to come to Australia as it is right in the middle of their summer. That means you can expect temperatures up in the high twenties most days.

 Digital Australia : Christmas in Australia

Given Britain used to rule over Australia, the English traditions are still strong. Traditional turkey with all the trimmings is still served in some homes on Christmas day. It is however hot work in the kitchen so most opt for a BBQ instead. Sea-food features highly on the menu and a traditional Pavlova is often served for desert. Whatever is served, it's about getting the family round the table and enjoying great food and the odd drink or two.

Are you starting to get the picture? Can you see yourself in the sunshine, perhaps on a beach drinking champagne? Or maybe looking out over a beautiful vista in one of Australia's National Parks. What about an island getaway - perhaps the Whitsundays?

There are a few facts you should know before you run off to pack your bags for Christmas in Australia. It is probably the most expensive time to visit Australia. This is because it is summer and because of the Australian Summer School holidays. From mid December to the end of January, many families choose to take their annual holiday.

You shouldn't be put off by this especially if you have always wanted to experience the amazing Sydney Fireworks on New Years Eve. They are truly spectacular and worth the trip alone.

There are ways of finding cheaper accommodation at this time, particularly as many Australians leave their homes vacant over this time. It really is worth trying to find a home exchange or looking out for short term holiday lets to experience Christmas in Australia.

If you really want to do it properly though, I'd book at least 9 months in advance. That way you will get the best accommodation and there will be good availability. The really good places go first with some Australians booking before March for the following year.

As an example, the really popular National Parks like Freycinet National Park in Tasmania (home to the famous Wine Glass Bay,) have introduced a ballot system for spaces over Christmas week. Camping in general however is a very affordable and fun way to experience Christmas in Australia. There is something for everyone in this amazing country. From km of pristine beaches, amazing island getaways and if you can stand the heat, the red earth of the outback.

It really would be a Christmas like no other. Come to Australia. What are you waiting for?

About the Author:
Jennifer Schellington has nearly 5 years of experience in travelling Australia and has recently had a baby. Her website, http://www.realaustraliatravel.com offers practical information for planning your trip to Australia as well as what to do and where to go. Click here for more information on spending Christmas in Australia

Articles Source: Christmas in Australia


Career : Who Needs RG146 PS146 Training?

Who Needs RG146 PS146 Training?



If you are planning to work in the Australian Financial Services Industry, you'll definitely require to be compliant with the RG146 / PS146 policy from ASIC. This means anyone who provides personal or general advice about financial products to their clients require this training.

Personal advice is when a financial planner has considered the financial situation, needs, and goals of the person in question, or where the provider can be expected to have considered these matters. That doesn't mean that personal advice is just given to one person, however. If you give this kind of advice to a group of people in a similar situation, you're still giving personal advice.

General advice also deals with financial products, but isn't targeted. It can be given to an individual or a group, and may come in the form of a presentation, flier, circular, newsletter, or a number of others. That means that passing out a leaflet with advice about financial products requires you to have RG146/PS146 training.

RG146 / PS146 stands for Policy Statement 146, part of the Financial Services Reform Act of 2001 which is available at ASIC for the general public to read. The first three subsections of the document relate to the training standards for finance professionals in Australia.

Section one lays out the minimum training standards for those who provide advice on financial products to their retail clients. Section two states who the standards apply to, and section three states how to meet those standards. Satisfactorily completing the appropriate training courses is the general way. These courses are listed on the ASIC Training Register that applies to your advisory activities.

You can take these courses through a number of different organizations, which provide a diploma of financial services. This diploma accredits you in the RG146 / PS146 standard. Look for a Registered Training Organization, or RTO. To provide limited advice in a single area, it may be possible to simply take a few courses. However, for the majority of people who are operating in the realm of financial services, the full Diploma of Financial Planning is appropriate. Modules for this diploma include Investment, Insurance, Superannuation, Financial Advice and others.

There are a number of different ways to take these courses. You can sign up for traditional face to face teaching, distance learning, and even online courses to receive your RG146 / PS146 training. This makes it easy for anyone to get the appropriate training without making major changes to their schedule or lifestyle. Distance courses can also be a lot less expensive, making it affordable to keep up to date.

If you're part of the Financial Services industry and you don't have the correct training for RG146/PS146, investigate your options. Chances are that you can easily find an RTO to give you the training you need, without a lot of hassle.

Lenny Hayes is working as a financial analyst in Australia. She gives advice and tips for those who want to be part of the financial services industry in Australia.

Article Source: http://EzineArticles.com/?expert=Lenny_Hayes


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